Welcome to Towne Mortgage


Towne Mortgage is your hometown mortgage company.  As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions.  Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown bank with the most advanced technology available to offer affordable loans, quick processing and exceptional service. 

Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you.  Towne Mortgage mortgage loan officers live in your communities and know the area.  Our professional experience and solid business relationships with local Realtors®, builders, and appraisers are assets to you. 

Towne Mortgage offers a wide array of loan programs to provide you with the best possible fit for your needs.  Here are a few of the mortgage programs that we offer:

  • Conventional
  • Jumbo
  • Adjustable Rate Mortgage (ARM)
  • Construction/Permanent*
  • FHA (Federal Housing Administration)
  • FHA 203k Renovation Loans
  • VA (Veterans Administration)
  • NCHFA - North Carolina Housing Finance Authority
  • VHDA - Virginia Housing Development Authority
  • USDA Rural Housing Loans
  • Interest - Only
  • Reverse Mortgage Loans**

*These products currently available in the states of Virginia and North Carolina only.

**These products currently available in the states of Virginia, North Carolina, South Carolina and Florida only.